ATMs are widely available for use with a credit card or bank card. In general, banks are open 10 am-4 pm Monday-Friday, but some open for several hours on Saturday as well. Most are closed on Sunday and holidays. Many retail outlets will accept traveler's checks, or they can be exchanged for cash at most banks.
Taxes
California has a statewide sales tax of 7.25% on all retail sales.
Tipping
A 10%-15% tip is considered standard for service in restaurants and bars.