When you visit the landmark Palace Hotel, you get a glimpse into what life was like in San Francisco in the early 1900s. Stained-glass windows, shimmering crystal chandeliers, lush greenery, gigantic palms and towering marble columns are part of the decor. The hotel's former carriage entrance is now recognized as one of the world's most beautiful dining rooms—The Garden Court, where afternoon tea is served on Saturday 1-3 pm. Experience the Royal Tea with tea sandwiches, scones, pastries and tarts, all served with Champagne. Open daily for breakfast and lunch 6:30 am-2 pm. Reservations essential. Minimum charge for afternoon tea is US$40 per person. 2 New Montgomery St., San Francisco. Phone 415-546-5089. http://www.gardencourt-restaurant.com.